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Certificates of Deposit/Individual Retirement Accounts

Pegasus Bank offers a variety of Certificates of Deposit and IRAs to meet your savings needs. Choose from any term and any dollar amount over $1,000. Please call Pegasus Bank at 214.353.3000 with any questions or to set up a time to open your new CD or IRA.

Personal Certificate of Deposit

  • Interest compounded daily
  • Minimum opening amount of $1,000
  • Certificate may be issued for any amount of $1,000 or more and for any maturity term
  • Interest rate is based on the amount and term of the certificate
  • Certificate is automatically renewable at maturity at the bank's stated interest rate for the same maturity period

Personal Wall Street Certificate of Deposit

  • Interest compounded daily
  • Minimum opening deposit $50,000
  • Minimum one year term
  • Rate is adjusted on the first business day of each calendar quarter at the 90-day LIBOR rate, as published in The Wall Street Journal, less 0.50%

Individual Retirement Accounts (IRAs)

Traditional, Roth, Simplified Employee Plan (SEP), and Coverdell Education Savings Account (CESA) are available

  • Tax deferred earnings
  • Income replacement for retirement
  • Possible income tax deduction
  • Education savings
  • Interest compounded daily
  • Interest rate determined by amount and term of CD investment
  • Subject to IRS withdrawal restrictions
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