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Certificates of Deposit/Individual Retirement Accounts

Pegasus Bank offers a variety of Certificates of Deposit and IRAs to meet your savings needs. Choose from any term and any dollar amount over $1,000. Please call Pegasus Bank at 214.353.3000 with any questions or to set up a time to open your new CD or IRA.

Personal Certificate of Deposit

  • Interest compounded daily
  • Minimum opening amount of $1,000
  • Certificate may be issued for any amount of $1,000 or more and for any maturity term
  • Interest rate is based on the amount and term of the certificate
  • Certificate is automatically renewable at maturity at the bank's stated interest rate for the same maturity period

Individual Retirement Accounts (IRAs)

Traditional, Roth, Simplified Employee Plan (SEP), and Coverdell Education Savings Account (CESA) are available

  • Tax deferred earnings
  • Income replacement for retirement
  • Possible income tax deduction
  • Education savings
  • Interest compounded daily
  • Interest rate determined by amount and term of CD investment
  • Subject to IRS withdrawal restrictions

 

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